---
title: Can I use a jointly owned property to apply for LAP?
description: "Yes, you can! LAP applications through jointly owned properties are permitted in the UAE. All co-owners must fully agree and sign the loan documents before sanctions of the loan. Moreover, the bank considers income, credit profiles, ownership rights, etc., of…"
url: "https://yazodo.com/help/loan-against-property/can-i-use-a-jointly-owned-property-to-apply-for-lap/"
updated: "2025-12-07"
category: Loan Against Property
tags:
  - Eligibility
  - LAP
  - "Loan Amount & Valuation"
  - "Property & Collateral Requirements"
---

# Can I use a jointly owned property to apply for LAP?

Yes, you can! LAP applications through jointly owned properties are permitted in the UAE. All co-owners must fully agree and sign the loan documents before sanctions of the loan. Moreover, the bank considers income, credit profiles, ownership rights, etc., of all applicants.