---
title: Does my credit score affect my LAP eligibility?
description: Definitely, your credit score does affect your LAP eligibility. The higher your score is, the better your chances of getting the loan and better interest rates. Lenders often look at your credit history to assess how you have repaid earlier.
url: "https://yazodo.com/help/loan-against-property/does-my-credit-score-affect-my-lap-eligibility/"
updated: "2025-12-07"
category: Loan Against Property
tags:
  - Eligibility
  - LAP
  - "Loan Amount & Valuation"
  - "Terms & Usage"
---

# Does my credit score affect my LAP eligibility?

Definitely, your credit score does affect your LAP eligibility. The higher your score is, the better your chances of getting the loan and better interest rates. Lenders often look at your credit history to assess how you have repaid earlier.