---
title: Is LAP available in both conventional and Islamic banking?
description: Yes, in certain situations. However, it varies depending on the policies of the bank, property market value, and outstanding liabilities. 
url: "https://yazodo.com/help/loan-against-property/is-lap-available-in-both-conventional-and-islamic-banking/"
updated: "2025-12-06"
category: Loan Against Property
tags:
  - "Basics & Definitions"
  - Eligibility
  - LAP
  - "Terms & Usage"
---

# Is LAP available in both conventional and Islamic banking?

Yes, in certain situations. However, it varies depending on the policies of the bank, property market value, and outstanding liabilities.