---
title: What is a Loan Against Property (LAP) in the UAE?
description: A Loan Against Property in the UAE is a secured loan where either residential or commercial property is used as collateral. Banks may provide financing based on the assessed market value of the property.
url: "https://yazodo.com/help/loan-against-property/what-is-a-loan-against-property-lap-in-the-uae/"
updated: "2025-12-06"
category: Loan Against Property
tags:
  - "Basics & Definitions"
  - Eligibility
  - LAP
---

# What is a Loan Against Property (LAP) in the UAE?

A Loan Against Property in the UAE is a secured loan where either residential or commercial property is used as collateral. Banks may provide financing based on the assessed market value of the property.