---
title: What percentage of the property value is financed?
description: "For a Loan Against Property (LAP) in the UAE, the Loan-to-Value (LTV) ratio typically ranges from 75% to 80% for UAE nationals and from 60% to 65% for expatriates, depending on the bank and property type."
url: "https://yazodo.com/help/loan-against-property/what-percentage-of-the-property-value-is-financed/"
updated: "2025-12-07"
category: Loan Against Property
tags:
  - LAP
  - "Loan Amount & Valuation"
  - "Property & Collateral Requirements"
  - "Terms & Usage"
---

# What percentage of the property value is financed?

For a Loan Against Property (LAP) in the UAE, the Loan-to-Value (LTV) ratio typically ranges from 75% to 80% for UAE nationals and from 60% to 65% for expatriates, depending on the bank and property type.