---
title: Can I take a personal loan for the down payment?
description: Taking a personal loan for a mortgage down payment is generally not recommended, and in many cases, not allowed by lenders. Most lenders want your down payment to come from your savings or a verified gift (like from family).
url: "https://yazodo.com/help/mortgage-loan/can-i-take-a-personal-loan-for-the-down-payment/"
updated: "2025-11-30"
category: Mortgage Loan
tags:
  - Down Payment Requirements
  - "Loan-to-Value (LTV) Ratio"
  - "Mortgage & Home Loans"
  - Mortgage Eligibility Criteria
---

# Can I take a personal loan for the down payment?

Taking a personal loan for a mortgage down payment is generally not recommended, and in many cases, not allowed by lenders. Most lenders want your down payment to come from your savings or a verified gift (like from family).