---
title: Can my housing allowance be taken into account for my mortgage?
description: "Indeed! Your housing allowance can be taken into account for your mortgage. But it should be mentioned in your contract or salary certificate. It usually helps in boosting the affordability, which means you may be able to borrow more. "
url: "https://yazodo.com/help/mortgage-loan/can-my-housing-allowance-be-taken-into-account-for-my-mortgage/"
updated: "2025-11-30"
category: Mortgage Loan
tags:
  - "Mortgage & Home Loans"
  - Mortgage Eligibility Criteria
  - Salary Requirement for Home Loan
---

# Can my housing allowance be taken into account for my mortgage?

Indeed! Your housing allowance can be taken into account for your mortgage. But it should be mentioned in your contract or salary certificate. It usually helps in boosting the affordability, which means you may be able to borrow more.