---
title: Do I need life insurance to get a mortgage in the UAE?
description: Yes, life insurance is mandatory when applying for a mortgage in the UAE. It provides protection for the lender by ensuring the loan will be repaid in the event of the borrower’s death. At the same time, it offers peace…
url: "https://yazodo.com/help/mortgage-loan/do-i-need-life-insurance-to-get-a-mortgage-in-the-uae/"
updated: "2025-12-01"
category: Mortgage Loan
tags:
  - "Mortgage & Home Loans"
  - Mortgage Eligibility Criteria
  - Mortgage Process in UAE
  - Repayments
---

# Do I need life insurance to get a mortgage in the UAE?

Yes, life insurance is mandatory when applying for a mortgage in the UAE. It provides protection for the lender by ensuring the loan will be repaid in the event of the borrower’s death. At the same time, it offers peace of mind to the borrower’s family, preventing them from being burdened with outstanding mortgage payments.