---
title: "What does it mean to get pre-approved for a mortgage?"
description: "A pre-approved mortgage is a lender's written confirmation of how much you can borrow. It is based on your credit score, income, and your debts. It’s not a guarantee, but it shows sellers you’re a serious and qualified buyer."
url: "https://yazodo.com/help/mortgage-loan/what-does-it-mean-to-get-pre-approved-for-a-mortgage/"
updated: "2025-11-30"
category: Mortgage Loan
tags:
  - "Mortgage & Home Loans"
  - Mortgage Eligibility Criteria
  - Mortgage Process in UAE
  - "Pre-Approval Process"
---

# What does it mean to get pre-approved for a mortgage?

A pre-approved mortgage is a lender's written confirmation of how much you can borrow. It is based on your credit score, income, and your debts. It’s not a guarantee, but it shows sellers you’re a serious and qualified buyer.