---
title: What is a mortgage loan?
description: "A [**mortgage loan**](https://yazodo.com/mortgage/) is a type of loan in which the property itself serves as collateral until the borrower repays the full amount of the loan with applicable interest over time."
url: "https://yazodo.com/help/mortgage-loan/what-is-a-mortgage-loan/"
updated: "2026-02-07"
category: Mortgage Loan
tags:
  - "Mortgage & Home Loans"
  - Mortgage Eligibility Criteria
  - Mortgage Process in UAE
  - New Home Loan
---

# What is a mortgage loan?

A [**mortgage loan**](https://yazodo.com/mortgage/) is a type of loan in which the property itself serves as collateral until the borrower repays the full amount of the loan with applicable interest over time.