---
title: Why do banks ask for a security cheque when getting a mortgage?
description: Most banks in the UAE ask for a security cheque when getting a mortgage as a form of protection. In case you fail to repay or defaults the amount of the loan, banks presents the cheque for the payment. And,…
url: "https://yazodo.com/help/mortgage-loan/why-do-banks-ask-for-a-security-cheque-when-getting-a-mortgage/"
updated: "2025-11-20"
category: Mortgage Loan
tags:
  - Documents Required for Mortgage
  - "Mortgage & Home Loans"
  - Mortgage Eligibility Criteria
  - Mortgage Process in UAE
---

# Why do banks ask for a security cheque when getting a mortgage?

Most banks in the UAE ask for a security cheque when getting a mortgage as a form of protection. In case you fail to repay or defaults the amount of the loan, banks presents the cheque for the payment. And, if it bounce the bank have the legal right to file a criminal or civil case against you.