To qualify for a business loan in the United Arab Emirates, most banks require a minimum annual turnover of AED 1 million to AED 1.5 million. Moreover, different banks have different requirements, with some of them asking for a minimum turnover of AED 400,000 for 6 months. While some Fintech lenders offer a bit more flexibility, as they require businesses to generate more than AED 40,000 in monthly sales.