Yes, you can get a mortgage for different types of properties in the UAE, including apartments, villas, townhouses, and even certain commercial properties like offices or retail spaces—depending on the lender’s policies.
Whether you’re buying for personal use or as an investment, banks usually consider the type, location, and purpose of the property before approving the mortgage. Properties in freehold areas are generally more accessible for both UAE nationals and expatriates, while some restrictions may apply to leasehold or gifted properties.
It’s always best to speak with our relationship manager, who can guide you through the available options and help you find the right mortgage based on your needs and the property you’re looking to buy.