The required down payment for purchasing a property in the UAE is based on the buyer’s residency status, the property value, and bank policies.
- For properties valued below AED 5 million:
- UAE Nationals: Minimum 15%
- UAE Residents: Minimum 20%
- Non-Residents: Minimum 40%
- For properties valued above AED 5 million:
- UAE Nationals: Minimum 25%
- UAE Residents: Minimum 30%
- Non-Residents: Minimum 50%
Additional factors such as the buyer’s financial profile and whether it is their first, second, or third property may influence the exact down payment required.
