What are the documents required to get a mortgage?

To get a mortgage loan in UAE, you’ll typically be required to provide the following documents—

Passport & Visa Copy
Emirates ID
Last 6 months Bank Statement
Salary Certificate & last 6 months Pay Slips
Tenancy Contract of Residence
Electricity Bill
AECB Report
Proof of personal liabilities – if any (credit cards, loans)
Property documents if the property is finalized. (MOU, Title deed /Oqood /SPA & unit floor plan copies)
KYC for Joint Applicant – if any

Passport & Visa Copy
Emirates ID
Last 6 month’s personal bank statements
Last 12 month’s company bank statements
Trade License
MOA , AOA
AECB Report
Tenancy Contract of Office.
Sales & Purchase Invoices sample 3 each
Passport Visa EID for all partners
Proof of personal liabilities – if any (credit cards, loans)
Proof of company liabilities – if any
KYC for Joint Applicant – if any
Property documents if the property is finalized. (MOU, Title deed /Oqood /SPA & unit floor plan copies)

Passport
ID card issued from the country of residence
Last 6 months Personal Bank statements
Last 6 month’s pay slips
Utility bill copy
Address proof (tenancy contract or any other proof)
Credit report issued by the country of residence
Property documents of the unit if finalized (Oqood / SPA, Developer SOA & unit floor plan copy)
KYC for Joint Applicant – if any

Passport
ID card issued from the Country of Residence
Certificate of incorporation
MOA/AOA
Last 6 month’s Personal Bank statements
Last 12 month’s Company Bank statements
Utility bill copy
Shareholder’s certificate
Credit report issued by the country of residence
Property documents of the unit if finalized (Oqood / SPA, Developer SOA & unit floor plan copy)
KYC for Joint Applicant – if any

Please note: Requirements may vary depending on the bank or lender.

Mortgage Loan