The amount you can borrow for a mortgage in Dubai, UAE, mainly depends on your income and existing financial liabilities. To determine your eligibility, you can use our mortgage affordability Calculator, which helps estimate what you can afford based on your financial profile.
Typically for properties under AED 5 million, expats can borrow up to 80% of the property value, while UAE nationals can borrow up to 85%. Moreover, if you are looking for a property priced over AED 5 million, you can expect a maximum loan-to-value (LTV) drops to 70% for expats and 75% for UAE nationals.
